{"id":19868,"date":"2026-07-15T18:55:30","date_gmt":"2026-07-15T16:55:30","guid":{"rendered":"https:\/\/ekolajmi.com\/?p=19868"},"modified":"2026-07-15T18:55:30","modified_gmt":"2026-07-15T16:55:30","slug":"banka-qendrore-evropiane-zgjodhi-36-banka-dhe-kompani-qe-do-te-testojne-euron-digjitale","status":"publish","type":"post","link":"https:\/\/ekolajmi.com\/index.php\/2026\/07\/15\/banka-qendrore-evropiane-zgjodhi-36-banka-dhe-kompani-qe-do-te-testojne-euron-digjitale\/","title":{"rendered":"Banka Qendrore Evropiane zgjodhi 36 banka dhe kompani q\u00eb do t\u00eb testojn\u00eb euron digjitale"},"content":{"rendered":"<p>Banka Qendrore Evropiane (BQE) ka p\u00ebrzgjedhur 36 ofrues t\u00eb sh\u00ebrbimeve t\u00eb pagesave q\u00eb do t\u00eb ndihmojn\u00eb n\u00eb testimin e euros digjitale n\u00eb nj\u00eb projekt pilot nj\u00ebvje\u00e7ar, i cili do t\u00eb nis\u00eb n\u00eb vitin 2027. Ky \u00ebsht\u00eb hapi m\u00eb i fundit n\u00eb p\u00ebrpjekjet e Bashkimit Evropian p\u00ebr t\u00eb krijuar nj\u00eb form\u00eb digjitale t\u00eb paras\u00eb s\u00eb bank\u00ebs qendrore dhe, nj\u00ebkoh\u00ebsisht, p\u00ebr t\u00eb zvog\u00ebluar var\u00ebsin\u00eb nga rrjetet e huaja t\u00eb pagesave, transmeton\u00a0<a href=\"https:\/\/portalb.mk\/\" target=\"_blank\" rel=\"noopener\">Portalb.mk<\/a>.<\/p>\n<p>BQE e ka \u00e7uar projektin e euros digjitale n\u00eb faz\u00ebn e ardhshme operative, duke em\u00ebruar 36 ofrues t\u00eb sh\u00ebrbimeve t\u00eb pagesave q\u00eb do t\u00eb marrin pjes\u00eb n\u00eb nj\u00eb program pilot n\u00eb shkall\u00eb t\u00eb gjer\u00eb, i cili do t\u00eb filloj\u00eb n\u00eb gjysm\u00ebn e dyt\u00eb t\u00eb vitit 2027.<\/p>\n<p>Sipas BQE-s\u00eb, pjes\u00ebmarr\u00ebsit u zgjodh\u00ebn nga m\u00eb shum\u00eb se 50 kandidat\u00eb n\u00eb t\u00eb gjith\u00eb eurozon\u00ebn dhe do t\u00eb punojn\u00eb s\u00eb bashku me BQE-n\u00eb dhe 19 bankat qendrore komb\u00ebtare t\u00eb eurozon\u00ebs, me p\u00ebrjashtim t\u00eb Bullgaris\u00eb dhe Malt\u00ebs, gjat\u00eb nj\u00eb periudhe testimi prej 12 muajsh.<\/p>\n<p>Projekti pilot synon t\u00eb vler\u00ebsoj\u00eb infrastruktur\u00ebn teknike, proceset operative dhe p\u00ebrvoj\u00ebn e p\u00ebrdoruesve t\u00eb euros digjitale, duke mund\u00ebsuar testimin e pagesave nga personi te personi dhe nga personi te biznesi, si n\u00eb mjedise online ashtu edhe offline, p\u00ebrpara se t\u00eb merret ndonj\u00eb vendim p\u00ebr emetimin e valut\u00ebs.<\/p>\n<p>Ky njoftim e afron euron digjitale drejt testimit praktik me konsumator\u00ebt, tregtar\u00ebt dhe ofruesit e sh\u00ebrbimeve t\u00eb pagesave, duke e b\u00ebr\u00eb k\u00ebt\u00eb nj\u00eb nga momentet m\u00eb t\u00eb r\u00ebnd\u00ebsishme t\u00eb projektit q\u00eb nga fillimi i faz\u00ebs p\u00ebrgatitore n\u00eb fund t\u00eb vitit 2023.<\/p>\n<p>Ofruesit e p\u00ebrzgjedhur p\u00ebrfshijn\u00eb banka tradicionale, banka digjitale dhe kompani pagesash. Mes pjes\u00ebmarr\u00ebsve jan\u00eb disa nga institucionet m\u00eb t\u00eb m\u00ebdha financiare n\u00eb Evrop\u00eb, p\u00ebrfshir\u00eb Deutsche Bank, UniCredit, Revolut, Adyen dhe Stripe.<\/p>\n<p>An\u00ebtari i Bordit Ekzekutiv t\u00eb BQE-s\u00eb,\u00a0<strong>Piero Cipollone<\/strong>, tha se niveli i lart\u00eb i interesimit tregon se industria e pagesave \u00ebsht\u00eb e gatshme t\u00eb kontribuoj\u00eb n\u00eb faz\u00ebn e ardhshme t\u00eb projektit.<\/p>\n<p>\u201cInteresimi i madh i tregut p\u00ebr projektin pilot tregon gatishm\u00ebrin\u00eb e sektorit privat p\u00ebr t\u2019u angazhuar aktivisht dhe p\u00ebr t\u00eb avancuar me shpejt\u00ebsi projektin e euros digjitale, me q\u00ebllim forcimin e ekosistemit evropian t\u00eb pagesave. Presim me padurim nj\u00eb bashk\u00ebpunim m\u00eb t\u00eb thell\u00eb nd\u00ebrsa punojm\u00eb dhe m\u00ebsojm\u00eb s\u00eb bashku me ofruesit evropian\u00eb t\u00eb sh\u00ebrbimeve t\u00eb pagesave p\u00ebr zhvillimin e nj\u00eb euroje digjitale t\u00eb sigurt, efikase dhe gjith\u00ebp\u00ebrfshir\u00ebse\u201d, tha\u00a0<strong>Cipollone<\/strong>.<\/p>\n<p>Projekti pilot zhvillohet n\u00eb nj\u00eb koh\u00eb kur vazhdojn\u00eb negociatat nd\u00ebrmjet Parlamentit Evropian, K\u00ebshillit dhe Komisionit Evropian p\u00ebr legjislacionin q\u00eb do t\u00eb krijonte baz\u00ebn ligjore p\u00ebr euron digjitale. BQE ka theksuar vazhdimisht se nuk mund ta emetoj\u00eb valut\u00ebn n\u00ebse legjislacioni nuk miratohet nga ligjv\u00ebn\u00ebsit e BE-s\u00eb.<\/p>\n<p>Plani aktual parashikon miratimin formal t\u00eb projektit n\u00eb vitin 2027, pasuar nga p\u00ebrfundimi i projektit pilot dhe nj\u00eb lansim i mundsh\u00ebm publik n\u00eb vitin 2029, megjith\u00ebse k\u00ebto afate mbeten t\u00eb varura nga procesi legjislativ.<\/p>\n<p>Euroja digjitale do t\u00eb jet\u00eb falas p\u00ebr konsumator\u00ebt p\u00ebrmes ofruesve t\u00eb licencuar t\u00eb sh\u00ebrbimeve t\u00eb pagesave. BQE vazhdon t\u00eb theksoj\u00eb se ajo nuk synon t\u00eb z\u00ebvend\u00ebsoj\u00eb paran\u00eb fizike dhe se do t\u00eb respektoj\u00eb standardet e larta t\u00eb mbrojtjes s\u00eb privat\u00ebsis\u00eb.<\/p>\n<p>Sipas planit aktual, euroja digjitale nuk do t\u00eb gjeneroj\u00eb interes, nd\u00ebrsa shuma e mjeteve q\u00eb mund t\u00eb mbahen n\u00eb t\u00eb ka gjasa t\u00eb kufizohet, p\u00ebr t\u00eb shmangur largimin e konsideruesh\u00ebm t\u00eb depozitave nga bankat komerciale.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"\" src=\"https:\/\/i0.wp.com\/portalb.mk\/wp-content\/uploads\/2026\/03\/Photop-2026-03-29T150234.986.png?fit=1472%2C832&amp;ssl=1\" alt=\"Foto: Fisnik Xhelili\/Portalb.mk\" width=\"487\" height=\"275\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banka Qendrore Evropiane (BQE) ka p\u00ebrzgjedhur 36 ofrues t\u00eb sh\u00ebrbimeve t\u00eb pagesave q\u00eb do t\u00eb ndihmojn\u00eb n\u00eb testimin e euros digjitale n\u00eb nj\u00eb projekt pilot nj\u00ebvje\u00e7ar, i cili do t\u00eb nis\u00eb n\u00eb vitin 2027. Ky \u00ebsht\u00eb hapi m\u00eb i fundit n\u00eb p\u00ebrpjekjet e Bashkimit Evropian p\u00ebr t\u00eb krijuar nj\u00eb form\u00eb digjitale t\u00eb paras\u00eb s\u00eb bank\u00ebs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3,73,8,57],"tags":[],"class_list":["post-19868","post","type-post","status-publish","format-standard","hentry","category-aktuale","category-bote","category-ekonomi","category-lajmet"],"acf":[],"_links":{"self":[{"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/posts\/19868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/comments?post=19868"}],"version-history":[{"count":1,"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/posts\/19868\/revisions"}],"predecessor-version":[{"id":19869,"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/posts\/19868\/revisions\/19869"}],"wp:attachment":[{"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/media?parent=19868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/categories?post=19868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekolajmi.com\/index.php\/wp-json\/wp\/v2\/tags?post=19868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}